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Online Banking

Deposit Rates

Deposit Rates

Rates effective as of 3/7/2025

Checking

Account TypeMinimum BalanceInterest RateAPY*
Security Classic Checking$2,5000.10%0.00 - 0.10%
Commercial Money Market$1,0000.35%0.00 - 0.35%
HSA Checking$5000.15%0.00 - 0.15%
$10,0000.35%0.15 - 0.35%
Agri Advantage Checking (Available with Ag Relationship)$5,0000.10%0.00 - 0.10%

Rates are effective as of March 5, 2025 and are subject to change at any time.

*APY = Annual Percentage Yield. The accounts shown above are variable rate accounts on which the interest rate and Annual Percentage Yield may change at the discretion of management. The minimum balance shown is the minimum balance required to earn interest. The interest rate and APY are paid on the portion of the balance within the specified tier. The portion of the account balance below the stated minimum does not earn interest. Interest is compounded monthly. Fees may reduce the earnings on an account.

Savings

Account TypeMinimum BalanceInterest RateAPY*
Statement Savings**$50
($25 if 18 or under)
0.25%0.25%
High Yield Investment Account$5000.25%0.25%
$10,0000.45%0.45%
$25,0000.50%0.50%
$50,0000.55%0.55%
$75,0000.75%0.75%
$100,0001.00%1.00%
RoundUp Savings Account**Up to $5,0000.70%0.70%
Over $5,0000.25%0.70% to 0.25%

Rates effective as of March 5, 2025 and are subject to change at any time.

*APY = Annual Percentage Yield. The accounts shown above are variable rate accounts on which the interest rate and Annual Percentage Yield may change at the discretion of management. Tiered interest rate paid on full balance in account when minimum met for Statement and High Yield Savings accounts. Tiered interest rate paid on the portion of the balance within the selected tier for the RoundUp Savings Account. Interest is compounded monthly.

**Fees may reduce the earnings on an account.

View more information about FDIC.

CD

Account TypeMinimum BalanceInterest RateAPY*
6 Mo.
(Quarterly Compound)
$5,0003.26%3.30%
12 Mo.
(Quarterly Compound)
$5,0002.97%3.00%
24 Mo.
(Quarterly Compound)
$5,0002.973.00%
36 Mo.
(Quarterly Compound)
$5,0002.872.90%
48 Mo.
(Quarterly Compound)
$5,0002.97%3.00%
60 Mo.
(Quarterly Compound)
$5,0002.97%3.00%

Rates are effective as of March 5, 2025 and are subject to change at any time.

*APY = Annual Percentage Yield. Penalty for early withdrawal. Periodic interest checks and transfers available. The Annual Percentage Yield assumes interest remains on deposit for one year. A withdrawal will reduce earnings.