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Security Savings Bank | Zelle

We have partnered with Zelle®  to bring you a fast and easy way to send and receive money with friends, family and people you know2. With Zelle®, you can send money directly from your account to enrolled recipients in minutes1, all from the convenience of our online banking experience or mobile app.

FAST

Send money directly from your account to theirs - typically in minutes.1

SAFE

Send or receive money right from your Security Savings app.

EASY

Send money to almost anyone you know and trust2 using just an email address or U.S. mobile phone number.


What is Zelle®?

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Easily start today using just your email address or U.S. mobile number:

  1. Enroll or log in to Bill Pay
  2. Select "Send money with Zelle®"
  3. Accept Terms and Conditions
  4. Select your U.S. mobile number or email address and deposit account

That's it! You're ready to start sending and receiving money with Zelle®.


Follow these simple tips to ensure your money is sent safely:

KNOW

Only use Zelle® to send money to friends, family and other people you trust.

VERIFY

Make sure your recipient’s name, U.S. mobile phone number and email address are correct before sending money.

BE AWARE

If a payment situation feels off, it probably is. Trust your gut and investigate.


ZELLE® FAQs

  1. What is Zelle®?

    Zelle® is a fast, safe and easy way to send money directly between almost any bank accounts in the U.S., typically within minutes1. With just an email address or U.S. mobile phone number, you can send money to people you trust, regardless of where they bank2.

  2. Who can I send money to with Zelle®?

    You can send money to friends, family and others you trust2.

    Since money is sent directly from your bank account to another person's bank account within minutes1, it's important to only send money to people you trust, and always ensure you've used the correct email address or U.S. mobile phone number.

  3. How do I enroll and use Zelle®?

    Online Enrollment

    How do I enroll in Zelle®?

    To start using Zelle® at Security Savings Bank you must be enrolled in Bill Pay. If you are not already enrolled in Bill Pay, you can enroll by accessing our website and logging in to Online Banking. Locate the Payments tab and follow the instructions to complete the Bill Pay enrollment steps. Once enrolled in Bill Pay, you can access “Send Money with Zelle®” tab in Bill Pay to complete a brief one-time enrollment to tell us which Email Address or U.S. Mobile Number and deposit account you would like to use to send and receive money with Zelle®.
    Note: Zelle® enrollment is not currently available through the mobile app; however, you will be able to access Zelle® with the mobile app once enrolled.

    How do I use Zelle®?

    You can send, request, or receive money with Zelle®.

    • Log into online banking bill pay and select "Send Money with Zelle®". Following the prompts, enter the information requested, accept the terms and conditions, and you're ready to start sending and receiving with Zelle®.
    • To send money using Zelle®, simply add a trusted recipient's email address or U.S. mobile phone number, enter the amount you'd like to send and an optional note, review, then hit "Send." In most cases, the money is available to your recipient in minutes1.
    • To request money using Zelle® , choose "Request," select the individual from whom you'd like to request money, enter the amount you'd like to request, include an optional note, review and hit "Request"3.
    • To receive money, just share your enrolled email address or U.S. mobile phone number with a friend and ask them to send you money with Zelle®.

     

  4. Someone sent me money with Zelle®, how do I receive it?

    If you have already enrolled with Zelle®, you do not need to take any further action. The money will move directly into your bank account, typically within minutes1.

    If you have not yet enrolled with Zelle®, follow these steps:

    1. Click on the link provided in the payment notification you received via email or text message.
    2. Select your bank or credit union's name.
    3. Follow the instructions provided on the page to enroll and receive your money. Pay attention to the email address or U.S. mobile phone number where you received the payment notification - you should enroll with Zelle® using that email address or U.S. mobile phone number to ensure you receive your money.

     

  5. What types of payments can I make with Zelle®?

    Zelle® is a great way to send money to friends, family and people you are familiar with such as your personal trainer, babysitter or neighbor2.

    Since money is sent directly from your bank account to another person's bank account within minutes1, Zelle® should only be used to send money to people you trust.

    Neither Security Savings Bank nor Zelle® offers purchase protection for payments made with Zelle® - for example, if you do not receive the item you paid for or the item is not as described or as you expected.

     

  6. How do I get started?

    It's easy - after enrolling through online banking bill pay, Zelle® is available in your mobile banking app!

  7. What if I want to send money to someone whose bank or credit union doesn't offer Zelle®

    You can find a full list of participating banks and credit unions live with Zelle®.

    If your recipient's bank or credit union isn't on the list, don't worry! The list of participating financial institutions is always growing, and your recipient can still use Zelle® by downloading the Zelle® app for Android and iOS.

    To enroll with the Zelle® app, your recipient will enter their basic contact information, an email address and U.S. mobile number, and a Visa® or Mastercard® debit card with a U.S. based account (does not include U.S. territories). Zelle® does not accept debit cards associated with international deposit accounts or any credit cards.

  8. How does Zelle® work?

    When you enroll with Zelle®, your name, your financial institution's name, and the email address or U.S. mobile number you enrolled is shared with Zelle® (no sensitive account details are shared – those stay with your bank or credit union). When someone sends money to your enrolled email address or U.S. mobile phone number, Zelle® looks up the email address or mobile number in its "directory" and notifies your financial institution of the incoming payment.

    Your bank or credit union then directs the payment into your bank account, all while keeping your sensitive account details private.

  9. Can I use Zelle® internationally?

    In order to use Zelle®, the sender and recipient's bank accounts must be based in the U.S.

  10. Can I cancel a payment?

    You can only cancel a payment if the person you sent money to hasn't yet enrolled with Zelle®. To check whether the payment is still pending because the recipient hasn't yet enrolled, you can go to your activity page, choose the payment you want to cancel, and then select "Cancel This Payment". If you do not see this option available, please contact our customer support team at 844-596-1523 for assistance with canceling the pending payment.

    If the person you sent money to has already enrolled with Zelle®, the money is sent directly to their bank account and cannot be canceled. This is why it's important to only send money to people you trust, and always ensure you've used the correct email address or U.S. mobile number when sending money.

    If you sent money to the wrong person, we recommend contacting the recipient and requesting the money back. If you aren't able to get your money back, call our customer support team at 844-596-1523 team so we can help you.

  11. How long does it take to receive money with Zelle®?

    Money sent with Zelle® is typically available to an enrolled recipient within minutes1.

    If you send money to someone who isn't enrolled with Zelle®, they will receive a notification prompting them to enroll. After enrollment, the money will move directly to your recipient's account, typically within minutes1.

    If your payment is pending, we recommend confirming that the person you sent money to has enrolled with Zelle® and that you entered the correct email address or U.S. mobile phone number.

    If you're waiting to receive money, you should check to see if you've received a payment notification via email or text message. If you haven't received a payment notification, we recommend following up with the sender to confirm they entered the correct email address or U.S. mobile phone number.

    Still having trouble? Call our customer support services at 309-734-9333.

  12. Will the person I send money to be notified?

    Yes! They will receive a notification via email or text message.

  13. Is my information secure?

    Keeping your money and information safe is a top priority. When you use Zelle® within your mobile app, your information is protected with the same technology we use to keep your bank account safe.

  14. I'm unsure about using Zelle® to pay someone I don't know. What should I do?

    If you don't know the person, or aren't sure you will get what you paid for (for example, items bought from an online bidding or sales site), you should not use Zelle® for these types of transactions.

    These transactions are potentially high risk (just like sending cash to a person you don't know is high risk). Neither Security Savings Bank nor Zelle® offers a protection program for any authorized payments made with Zelle® – for example, if you do not receive the item you paid for or the item is not as described or as you expected.

  15. What if I get an error message when I try to enroll an email address or U.S. mobile number?

    Your email address or U.S. mobile phone number may already be enrolled with Zelle® at another bank or credit union. Call customer support at 309-734-9333 and ask us to move your email address or U.S. mobile phone number from the financial institution where you initially enrolled to your desired bank account so you can use it for Zelle®.

    Once customer support moves your email address or U.S. mobile phone number, it will be connected to your account at the financial institution you requested so you can start sending and receiving money with Zelle®.

  16. How do I use a Zelle® QR code?

    Zelle® QR code provides peace of mind knowing you can send and receive money to the right person, without typing an email address or U.S. mobile number.
     
    To locate your Zelle® QR code, log into the Security Savings Bank – Mobile app, click “Send Money with Zelle®”. Next, go to your “Zelle® settings” and click “Zelle® QR code” and your QR code will be displayed under “My Code”. From here you can view your QR code and use the print or share icons to text, email or print your Zelle® QR code. To receive money, share your Zelle® QR code.
     
    To send money, log into the Security Savings Bank – Mobile app, click “Send money with Zelle®”, click “Send,” then click on the QR code icon displayed at the top of the “Select Recipient” screen. Once you allow access to your camera, simply point your camera at the recipient’s Zelle® QR code, enter the amount, hit “Send,” and the money is on the way! When sending money to someone new, it’s always important to confirm the recipient is correct by reviewing the displayed name before sending money.

     

     

1 Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle.

2Must have a bank account in the U.S. to use Zelle.

3 In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Security Savings Bank | Zelle